Why Florida homes need a closer look
In Florida, homeowners policies often carry a separate hurricane or windstorm deductible, and standard policies usually do not include flood. We check those details with you so there are no surprises after a storm.
Coverage we review
Dwelling, other structures, personal property, liability, loss of use and optional coverages. If you rent, we can quote renters insurance too.
How we help
Share your address and a few details about the home. We compare options from several carriers, explain the differences in English or Spanish, and help you with changes and claims after you are covered.
Frequent questions
Does homeowners insurance cover flood in Florida?
Standard homeowners policies generally exclude flood. Flood coverage is usually a separate policy. We can review your options.
What is a hurricane deductible?
Many Florida policies have a separate deductible for hurricane damage, often a percentage of the dwelling coverage. We show you that number before you buy.
Can you quote renters insurance?
Yes, we can quote renters insurance as well as homeowners insurance.