How pet insurance usually works
Most pet policies reimburse you after you pay the vet. You choose a deductible and a reimbursement percentage. In many policies the deductible is annual, not per visit — we confirm how it works on the plan you choose.
Things to check
Waiting periods before coverage starts, pre-existing conditions, accident-only versus accident and illness plans, and optional wellness coverage.
How we help
Tell us about your dog or cat — age and breed — and we explain the options in English or Spanish.
Frequent questions
Is the pet insurance deductible paid every visit?
In many pet policies the deductible is annual. We check the specific plan with you.
Are pre-existing conditions covered?
Generally pre-existing conditions are excluded. We review the details of each plan.
Is there a waiting period?
Most pet policies have a waiting period before coverage begins. We tell you how long it is for each option.